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BRRRR + Section 8

Sulfur Springs
Tampa, FL 33604

3 bed · 1 bath · SFH · No HOA · Acquired June 2024 · Live Jan 2025
How we found it
Identified off-market as a distressed single-family home below market value due to significant deferred maintenance: overgrown landscaping, structural and cosmetic issues, pest and water ingress problems, and outdated electrical. Purchased at a meaningful discount to ARV, presenting a clear BRRRR opportunity with strong forced appreciation potential.
Acquisition
Purchased in June 2024 using a bridge loan that supported the acquisition and renovation phase before a permanent refinance. The bridge structure allowed us to move quickly on the deal and fund the full renovation scope without depleting capital reserves.
Renovation
Executed a comprehensive renovation covering all major exterior and interior systems: landscaping, pest treatment, plumbing rerouting, electrical hazard remediation, concrete resurfacing, full interior repaint, flooring, fixtures, and appliances. Property was brought to HUD Housing Quality Standards to qualify for Section 8 tenancy.
Performance
Refinanced into a DSCR loan following stabilization, creating approximately $75,000 in equity as a direct result of forced appreciation through renovation. Now leased to a Section 8 tenant with government-guaranteed rent payments delivering stable monthly cash flow with minimal vacancy risk.
Exterior improvements
  • Replaced and repainted all window sills and exterior trim
  • Straightened front porch support beams
  • New raised metal house numbers
  • New automatic porch light installed
  • Ring video doorbell installed
  • Removed overhanging window covers
  • Replaced multiple broken window panes
  • Sealed all wall cracks, pest and water ingress points
  • Fixed electrical hazards — multiple exposed wiring points rewired to code
  • Rerouted shed plumbing to eliminate tripping hazard
  • Removed 2 hazardous trees growing near foundation
  • Full perimeter landscaping and lawn restoration with new grass seed
  • Wasp and termite treatment
  • Screened-in front porch; concrete slab resurfaced
  • New garden beds on both sides of the house
  • New walkways added to front and side of property
  • Landscaping rock laid around shed, side, and front
  • Outdoor paver seating area installed
  • New smart security cameras and solar driveway lights
  • New flooring in shed (laundry area)
  • Full pressure wash of driveway, steps, patio, and all exterior walls
Interior improvements
  • Replaced all window trim and sills; sealed ingress points at all windows
  • Fresh paint throughout — walls, ceilings, moldings, and all trim
  • Laminate flooring maintenance and realignment
  • All outlets upgraded to GFCI with new covers
  • New blinds on all windows
  • New oven installed
  • New washing machine installed
  • New ceiling light fixtures in every room
  • New wardrobe installed in third bedroom
  • New floor transition piece at living room / kitchen threshold
  • New floor transition piece at back door entryway
  • All door handles replaced throughout
  • New front and back door handles and deadbolts
Key takeaway

This deal is the clearest demonstration of our BRRRR strategy working as intended. A distressed SFH, acquired below value, renovated comprehensively, stabilized with a government-backed tenant, and refinanced to recover invested capital.

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